ARTICLE VII

Indemnification of Officers and Directors

          The Association shall indemnify each Officer, Employee, Director and Committee Member and/or his/her personal representative and heirs against all liability and legal expense arising out of that person’s good faith actions on behalf of, or as a representative of, or at the request of the Association, but this indemnification shall not include liability for any act of willful misconduct or breach of fiduciary duty.  Directors shall not be personally liable to the Association or Members except for acts of willful misconduct or breach of fiduciary duty which constitutes intentional misconduct or gross negligence.